| 文摘: |
“这项研究的主要目的是确定的影响商业银行在这时卡卡美亚县中小企业的发展。这项研究是由以下研究目标:确定商业银行对中小企业的发展的影响,研究商业银行对中小企业的发展的影响人力资源和调查方法,商业银行如何提高对中小企业的财政援助的增长。本研究采用了描述性研究设计。描述性研究设计是一个科学的方法包括观察和描述一个主题的行为没有影响。研究人口由200这时卡卡美亚中小企业注册。立意抽样方法的抽样技术包括中小企业被纳入研究的决心。使用一个置信水平为95%,总人口200中小企业样本大小是1240。用于研究的数据收集技术包括使用结构化的问卷调查。受访者被要求的时间之前发送实际的问卷调查。研究建立,储蓄仍是最重要的财政来源整个商业周期。 Access to finance has been identified as a key element for small scale enterprises to succeed in their drive to build productive capacity, to compete, to create jobs and to contribute to poverty alleviation in the county. Without finance, small scale enterprises cannot grow or compete in the turbulent business environment. The study concludes that commercial banks have a small impact on the growth of SMEs as savings remains the most important source of finance throughout the business cycle. Commercial banks plays a small role on the growth of human capital. The Kenyan government has failed to safe guard the property of the SMEs. The study recommends that Commercial banks should come up with innovative ways to finance SMEs for successful growth. Commercial banks should play a critical role on the growth of human capital. The government should be involved in business growth. Commercial banks should assist SMEs in marketing of the business products, making credit available to SMEs at an affordable rate." |